Public Liability

Public liability insurance is designed to cover businesses from the risk of being sued by a member of the public.

The basic concept of public liability insurance is that it covers financial damages and legal expenses arising out of the death, bodily injury or damage to property suffered by members of the general public that have been caused by your business.

The amount of cover required, usually at least £1 million, depends on the nature of your business.

This insurance is not required by law, however, it’s increasingly important that small businesses protect themselves from the risks that are presented when they come into contact with the public.